What's the issue unless you have something to hide? Can a landlord refuse a showing in Toronto? In your application, you will be requested to share certain information with the landlord. So, for example, a landlord could refuse you an apartment because they feel like your income isnt sufficient enough to afford the rent. However, our team strives to bring you quality, unbiased information. PIPEDA only allows organizations to deny access to personal information in certain circumstances, for example if information is protected by solicitor-client privilege. Canada Buzz is a purely informational blog. Full-time employees will be required to provide payslips from their current employer. In Ontario, rents can be raised up to the maximum allowable increase either 12 months after the last rent increase or the start date of the tenancy. (i.e., that you aren't committing identify theft.). Asking for information surrounding someones passport, drivers license, employer, income and expenses are not needed to complete a credit check, but you can ask for these items for the purposes of: ensuring the credit check is being done on the correct person and not someone with the same name and date of birth, Request a guarantor if you are asking all other prospective tenants for one. Consent of a credit check. >> Stay up-to-date on the average rent in Vancouver, Toronto and Montreal: Rent Reports, Sarah Anderson is a Creative Content Writer at liv.rent who shares the latest updates and news with the safe and trusted community of landlords and tenants at liv.rent. Another best practice when collecting information from a prospective tenant is to tell the applicant what information you are collecting, why you are collecting it, any third parties their information is being disclosed to, and any potential risk of harm. Instead, a landlord can ask for last month's deposit. In other situations, such as capturing your image on a security camera, it may be reasonable to rely on your implied consent. Are you looking to rent/lease a place in Toronto or a city in Ontario? There are different agencies that you may apply for your credit reports, such as Equifax and Transunion. In Ontario, it is not normal for a landlord to ask for a post-dated check, and the tenant is not under any obligation to provide one if the landlord asks. The problem is that under Ontarios Residential Tenancies Act, a landlord cannot request more than first and last months rent before a tenant moves into the property. Name. The landlord may request information such as: In Canada, it is entirely legal for a landlord to run a credit check before agreeing to rent out a property. In Canada, it is entirely legal for a landlord to run a credit check before agreeing to rent out a property. Most of the agents and Landlords prefer the Equifaxcredit report. They don't have a right to keep a copy of your ID. A provision in a tenancy agreement prohibiting the presence of animals in or about the residential complex is void. This means that any tenancy agreement provided to you that prohibits animals in your living space, is void. Can we ask the landlord for a copy of their driver's license and proof of ownership? A provision in a tenancy agreement prohibiting the presence of animals in or about the residential complex is void. This means that any tenancy agreement provided to you that prohibits animals in your living space, is void. A rental application is something that you fill out when applying for a rental property. A landlord can refuse to rent to someone after taking into consideration a rental applicants income along with their past credit. Electrical safety. if you smoke. For information on renting in Ontario, refer to these resource posts about leases and evictions. Your email address will not be published. No. That seems reasonable to me. Can you clarify what you mean by the damage deposit being illegal? IDs would include DoB, mother's name, father's name etc. A landlord can ask you about your income, but they must also look at any available information on your rental history, credit references and credit rating (such as through Equifax Canada). For more information, see our resources on privacy and Social Insurance Numbers. This means that, unless an organization can demonstrate that your SIN is required by law, or that no alternative identifier would suffice to complete the transaction, you cannot be denied a product or service on the grounds of your refusal to provide your SIN. You cannot deny entry into your rental unit to a landlord, authorized broker or salesperson if you received a Notice of Entry. a Job letter or an Employment Verification Letter is aletter that shows the employees name, job position, tenure, and income. Can a landlord ask for a copy of your ID in California? Access to your Banking records if you have Open Banking. Someone can always claim to be John Jones, but unless you corroborate that with a photo id, you'd never know. The law requires that the purpose be one that a reasonable person would consider appropriate. can a landlord ask for photo id in ontario. Yes, landlords will call a tenants references (previous landlords) to verify rental history as part of their tenant screening process. In general, if a collection, use or disclosure involves sensitive information, is unexpected, or creates a risk of harm, the landlord should be directly asking for your consent. A pay stub, which most people who work corporate jobs receive at the end of each pay period, is the most common form of proof of income. Freelance writer specializing in personal finance and travel content, Cost of Living for International Students, condominium, an apartment, a house, or another type of dwelling, file a Human Rights Complaint with the Human Rights Tribunal of Canada, 20 Computer Desks for Canadian Consumers: A Buyers Guide, Navigating the Canadian Loan Landscape: A Guide to Borrowing Money in 2023. They can either obtain insurance or look for a different place to rent. Apply to multiple listings. Tesla Model Y - $15K off / Model 3 - $5K off + $5K Federal Rebate, [Apple] You don't have to significantly interrupt your otherwise busy life. Opinions expressed on this blog are NOT endorsed by the reviewed brands. Other laws may apply to some situations. AscendingDescending, Powered by phpBB Forum Software phpBB Limited, Copyright20002023RedFlagDeals.com. Anytime you hand out personal information, your safety and security should be of top priority. contact us During the application process, landlords can ask a variety of questions to ensure they're choosing the right tenant. Also, ask where a "regular guest" was defined in the lease so that you can better understand her response. What rental expenses are tax deductible for Canadian landlords? I mean, is landlord legal to ask me for my ID COPY They can take a quick look, or they also legal to keep my ID COPY Lawyer: Debra I am sorry. [Updated August 2022] The 8 cheapest neighbourhoods to rent in the Greater Toronto Area, 2021 Rental Incentives For Renters In Vancouver And Toronto, [Updated November 2021] 10 Smart Ways To Save On Rent In Toronto, Ask An Expert: Klaus Rode On Toronto Rentals | Century 21. Its reasonable to expect landlords to ask potential tenants for certain types of personal information like proof of income, references or identification. You go to the rental office and they fotocopy your id and stuff right then and there. They need to provide individuals with access to the personal information that they hold about them and allow them to challenge its accuracy. While people may appreciate the security that comes with video surveillance, they dont want to feel watched in their own homes. [Tesla] However, your landlord must provide 24 hours' notice before entering the property to take photos in most locations. , Proof of Income (Bank Statement or Salary Slips). Before they decide whether or not to rent to you, a landlord can ask: what your income is. the names of people who will be living with you. Toggle navigation. Pro tip: Use a trusted rental platform like liv.rent with verified landlords and listings to protect yourself from scams. So, just because you have a new landlord doesnt mean they can raise the rent. Why do rental applications ask for bank info? Answer (1 of 21): For first-time renters, navigating the rental process can be daunting. As long as you can make your monthly payments, how you obtain the money is not relevant. If it is the owner showing, however unusual it may be, it's still not unheard of. You must be uniform and consistent with your photo ID policy by requiring it from all applicants. Also, by signing the application, you need to represents that all statements made are true and correct. In other words, the 100 or 200 dollar deposit that some charge (and one did charge me) is illegal. References, credit checks, employment verificationthe list goes on. Opinions expressed on this blog are NOT endorsed by the reviewed brands. Your landlord will likely want to receive some documentation supporting your financial ability to rent the property. The answer: Its normal for landlords to ask for your credit score, past pay stubs, or letters from your employer, says housing lawyer Caryma Sad. To meet their obligations under PIPEDA, landlords should post signs and distribute policies that clearly explain, for example, how footage will be used and when it will be accessed. photographs and video recordings about an identifiable individual. Required fields are marked *. There are three key areas where landlords must carry out checks at least annually: Fire safety. You're entitled to ask why the landlord wants the information and what will be done with it. Under the law, organizations cannot require you to consent to the collection, use or disclosure of your personal information unless it is required for a specific and legitimate purpose. If your landlord requires a background check, we can help you quickly and affordably obtain one. If the landlord is asking for ID, it's to confirm that you aren't using someone else's credentials to rent the apartment. That doesn't just mean refusing to rent to someone of the "wrong" race, it also includes the landlord applying a different standard when screening tenants. They may also request your social insurance number. Can landlord ask for bank statements Ontario? But you arent required to provide it. Complete honesty is the only approach you should take to renting. Can a landlord say no pets in Ontario 2021? It's illegal to discriminate against tenants based on demographics -- for example, because of race, color, religion or nationality. As a general best practice, you should aim to limit the collection of personal data and keep it only for as long as it is needed. Sometimes, rental application forms contain very sensitive questions, such as a bank account number, proof of income and more. It's not written on lease. Also a landlord cannot demand postdated cheques. Typically, if you are renting a property in the UK you will be asked to provide the estate agency or landlord with proof of your income from employment such as a few months worth of payslips or bank statements where your salary is paid. Weve rounded up the Best life in Canada, with the best promotions, and the best sign-up bonuses, to help you maximize your benefits. In either case, you must give a renter written notice of a rent increase at least 90 days before it takes effect. Looking for a credit card? They are responsible for ensuring the personal information is protected by appropriate safeguards. If a landlord requests any information pertaining to the above mentioned topics, you should not answer. He frequently writes about credit cards, banking, student loans, insurance, travel rewards and more. 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